[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jifas.cz\/shanite-penize\/#Article","mainEntityOfPage":"https:\/\/www.jifas.cz\/shanite-penize\/","headline":"Sh\u00e1n\u00edte pen\u00edze?","name":"Sh\u00e1n\u00edte pen\u00edze?","description":"My v\u0161ichni chceme \u017e\u00edt. A kdy\u017e u\u017e \u017eijeme, chceme \u017e\u00edt maxim\u00e1ln\u011b spokojen\u011b. K \u010demu\u017e jsou n\u00e1m mimo jin\u00e9 pot\u0159eba i pen\u00edze. Jak se toti\u017e jist\u011b shodneme, bez nich by se n\u00e1m nikdy dost dob\u0159e ne\u017eilo, proto\u017ee bychom si nemohli kupovat zbo\u017e\u00ed a vyu\u017e\u00edvat slu\u017eby, o kter\u00e9 m\u00e1me z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f z\u00e1jem. Ale zat\u00edmco o dostatek […]","datePublished":"2023-11-19","dateModified":"2023-12-20","author":{"@type":"Person","@id":"https:\/\/www.jifas.cz\/author\/#Person","name":"","url":"https:\/\/www.jifas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jifas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jifas.cz\/wp-content\/uploads\/background-dollars-banknotes_1398-3654.jpg","url":"https:\/\/www.jifas.cz\/wp-content\/uploads\/background-dollars-banknotes_1398-3654.jpg","height":0,"width":0},"url":"https:\/\/www.jifas.cz\/shanite-penize\/","about":["Ekonomika"],"wordCount":435,"articleBody":"   My v\u0161ichni chceme \u017e\u00edt. A kdy\u017e u\u017e \u017eijeme, chceme \u017e\u00edt maxim\u00e1ln\u011b spokojen\u011b. K \u010demu\u017e jsou n\u00e1m mimo jin\u00e9 pot\u0159eba i pen\u00edze. Jak se toti\u017e jist\u011b shodneme, bez nich by se n\u00e1m nikdy dost dob\u0159e ne\u017eilo, proto\u017ee bychom si nemohli kupovat zbo\u017e\u00ed a vyu\u017e\u00edvat slu\u017eby, o kter\u00e9 m\u00e1me z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f z\u00e1jem. Ale zat\u00edmco o dostatek pen\u011bz stoj\u00edme, v ka\u017edodenn\u00edm \u017eivot\u011b jejich dostatku docela \u010dasto nedosahujeme. Chceme m\u00edt dost pen\u011bz, ale to, co si vyd\u011bl\u00e1v\u00e1me, mnohokr\u00e1t na\u0161e nutn\u00e9 v\u00fddaje nepokryje, o v\u00fddaj\u00edch, kter\u00e9 jsou postradateln\u00e9, u\u017e ani nemluv\u011b.A co s t\u00edm? Co d\u011bl\u00e1me, kdy\u017e jsou n\u00e1m zapot\u0159eb\u00ed pen\u00edze, jen\u017ee se k nim nedok\u00e1\u017eeme dostat? Pochopiteln\u011b je\u0161t\u011b usilovn\u011bji pracujeme, je-li ta mo\u017enost. A kdy\u017e podobnou mo\u017enost nem\u00e1me nebo n\u00e1m ani p\u0159iv\u00fdd\u011blek navrch nesta\u010d\u00ed? Potom je na \u010dase pom\u00fd\u0161let i na p\u016fj\u010dku.Ale o p\u016fj\u010dce a jej\u00edm z\u00edsk\u00e1n\u00ed nesta\u010d\u00ed jenom uva\u017eovat. Kdo ji chce vyu\u017e\u00edt, mus\u00ed naj\u00edt n\u011bkoho, od koho ji lze z\u00edskat, a tak\u00e9 mus\u00ed doty\u010dn\u00e9ho p\u016fj\u010duj\u00edc\u00edho p\u0159esv\u011bd\u010dit, \u017ee mu pen\u00edze tak\u00e9 vr\u00e1t\u00ed. A to tak, jak se to ujedn\u00e1.Mnoho z\u00e1jemc\u016f o p\u016fj\u010dky ale nen\u00ed v pozici, kter\u00e1 umo\u017e\u0148uje prok\u00e1zat nezbytnou bonitu. Spousta lid\u00ed si chce p\u016fj\u010dit pr\u00e1v\u011b proto, \u017ee nem\u00e1 vysok\u00e9 p\u0159\u00edjmy, je\u017e jsou u \u017eadatel\u016f po\u017eadov\u00e1ny bankami. A spoust\u011b lid\u00ed ma\u0159\u00ed \u0161ance i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. A proto\u017ee i nedokonal\u00ed \u017eadatel\u00e9 tou\u017e\u00ed po p\u016fj\u010dk\u00e1ch, jsou tu i nebankovn\u00ed hypot\u00e9ky, maj\u00edc\u00ed sv\u00e9 jednozna\u010dn\u00e9 p\u0159ednosti.Kdy\u017e se bere nebankovn\u00ed hypot\u00e9ka bez registru, nemus\u00ed se nikdo ze \u017eadatel\u016f b\u00e1t, \u017ee by ho slo\u017eit\u011b prov\u011b\u0159ovali a pak ho odm\u00edtli t\u0159eba kv\u016fli zm\u00edn\u011bn\u00fdm z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f. Nebo kv\u016fli skoup\u00fdm p\u0159\u00edjm\u016fm. U nebankovn\u00ed hypot\u00e9ky jde o n\u011bco jin\u00e9ho. Pokud se u t\u00e9to bav\u00edme o podm\u00ednk\u00e1ch jej\u00edho z\u00edsk\u00e1n\u00ed, je zde nezbytn\u00e9 vlastn\u011b jenom m\u00edt n\u011bjakou vlastn\u00ed nemovitost a vyu\u017e\u00edt ji jako z\u00e1ruku. A sotva se tak stane, nebankovn\u00ed poskytovatel takov\u00fdch hypot\u00e9k vyhov\u00ed. A probl\u00e9my jsou pry\u010d.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sh\u00e1n\u00edte pen\u00edze?","item":"https:\/\/www.jifas.cz\/shanite-penize\/#breadcrumbitem"}]}]